Yeah, you know if a work laptop catches fire in someone's house, especially if there's appreciable damage much less worse, there's not only your concern for your employee's well-being but serious lawyers are going to get involved and your company is probably going to write a pretty large check to make it all go away.

Not lithium battery related but I recently had a built-in microwave control panel (apparently) decide to self-immolate at 4am. The fire department responded and I'm fine and the direct fire damage is relatively limited but smoke throughout house. The interior is emptied out, the interior is being redone to a significant degree, and this will be basically months of work and lots of money even given insurance. Wouldn't do wonders for my productivity over the rest of the year if I were still working full-time either.

Living out of hotel. Can't imagine the situation with young children and someone who can't write large checks even if they're partially reimbursed.