It did happen to me in dense traffic, there are few ways to mitigate it but stopping in multilane road for anything but a serious medical condition or car dying would be about weighting which risk is greater, this is not about annoying somebody but safety. If I had 0 visibility through windshield and nothing else helped, in lower speed I would pop my head out a bit for example (which would clear the windshield too).
But maybe you don't drive around many french drivers :) They run very aggressively with minimal gaps, and our roads (and parking spaces) are much narrower than US ones for example. You have to drive at the limit, whole crowd always does.
I do believe though that if we took literally all possible scenarios and weighed them by the probability of them occuring, the results would show that a stopped vehicle is safer than a moving vehicle whose driver can not see.
In fact, I feel confident in saying that based on this comment, you are an unsafe driver and should voluntarily undertake remedial training, as you are unfit to be on the road.
Another situation - narrow intercity winding roads, 0 room for safe stopping of car for next 2km. Again, asking for a crash especially in situation when your windshield fogs which is usually during heavier rain.
Yet another situation - driving in even semi-dense traffic in any bigger city. Again, no place to just stop and block others safely.
I could go on for a while. Not always the smartest move.