Re:My Beancount books are 95% automatic after 3 years (2024)
by patmcc on Wednesday March 05, 2025 @06:21PM
(#43274168)
>>>quicken et al at least use a system now where the bank grants read only permission as an app integration
...not always, they don't. Some financial institutes provide this, some do not. I know very specifically that some FIs do not have any way to grant read-only access, and that aggregators like Plaid, Flinks, Quicken, etc. will simply fallback on good-old-fashioned "give us your username/password and we'll screen scrape your account info".
I can personally attest to this being true in 2025 in Canada, at least.
...not always, they don't. Some financial institutes provide this, some do not. I know very specifically that some FIs do not have any way to grant read-only access, and that aggregators like Plaid, Flinks, Quicken, etc. will simply fallback on good-old-fashioned "give us your username/password and we'll screen scrape your account info".
I can personally attest to this being true in 2025 in Canada, at least.