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Re:Inheriting is becoming nearly as important as working by dreghgh on Sunday March 02, 2025 @07:11AM (#43229653)
I don't think you know what 'liquidity' means, but if you do you are incorrect about it here. Deposits provide funding, not liquidity. Banks certainly do use deposits to fund loans.

It is not true that most countries do not have reserve requirements.

Re:Inheriting is becoming nearly as important as working by hgomersall on Sunday March 02, 2025 @11:15AM (#43231929)
I think before commenting further you need to take a deep dive into actual banking operations, because you really are wide of the mark. I posted a few links in the other post local to this one that might help. I also suggest reading the Basel III accords (or at least a summary) to understand the role of liquidity in banking.

There's not much point me discussing this further with your since you're so wrong. Take care and good luck with your enquiries.