America is a very big place, and homeownership looks very different depending on the type of home. Maintaining an old, free-standing house with well water in a rural area is a completely different experience from living in a newly built condo. People take on different responsibilities when they become homeowners, and their knowledge varies accordingly.

Maybe you can talk to the guy who thinks that's exactly the solution: https://news.ycombinator.com/item?id=43086440

But "living in a home" and "homeownership" are not the same thing. Everyone has to learn something at some point, people aren't born holding hole saws.