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Re:'It's a money game to them':son takes on UnitedHealth ove... by xadhominemx on Thursday February 13, 2025 @03:40PM (#43041039)
“As patient you need to track who is in an out of networK”

I just specify my insurance provider/plan in zocdoc and generates a list of doctors who are in network and their calendar of availability. I think this was a bigger hassle 10 years ago, yes.

Re:'It's a money game to them':son takes on UnitedHealth ove... by cyberax on Thursday February 13, 2025 @04:06PM (#43041363)
Oh, a sweet summer child.

That's only for the initial GP visits and maybe for simple tests. Once you get into specialized treatment, it's a whole another world.

For example, if you are admitted to an in-network hospital, an infectious disease specialist can be out-of-network, and you will have to pay for them.

Re:'It's a money game to them':son takes on UnitedHealth ove... by Grimm665 on Thursday February 13, 2025 @06:06PM (#43042625)
I am currently fighting a bill for a yearly physical, which should be covered 100%, because my doctor is in network and covered, but "the facility" (aka his office) is billed as a separate entity. Insanity.
Re:'It's a money game to them':son takes on UnitedHealth ove... by xadhominemx on Friday February 14, 2025 @05:59AM (#43047143)
Did you receive your physical at a hospital?