I mostly agree with you. I wasn't excusing or agreeing with the behaviour. I was only trying to ponder the amoral financial incentives.

Aside: I think most moral people struggle to even recognise amoral decision making. I also suspect that learning to be more sociopathic can be profitable. I don't much admire most doyens of business. Trying to fight amoral business people seems like a personally losing game because you eventually internalise their tricks.