> I think the root of many problems is housing costs

for us, family of 4, it's 1) housing, 2) healthcare (unless you're lucky enough to have a really good employer-sponsored plan that covers dependents or allows them to buy in at employee-negotiated rates, which I don't), 3) education (college for the kids, and the high cost of anything besides public school, I don't mean private schools but even just summer camps etc.)

I look to the future and have a lot of anxiety about how my kids are going to make it