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Re:Interview with Jeff Atwood, Co-Founder of Stack Overflow by lordnacho on Wednesday January 22, 2025 @02:07PM (#42796330)
It's the lack of supply that is the reason why having a mortgage market is a bad idea.

You HAVE to live somewhere. This means any cash you can get your hands on, such as a mortgage, it's going to be used to compete with all the other people who need to live somewhere.

The problem can be solved in two ways. Either you make it really hard to get a mortgage, or you make enough houses that people are not competing over musical chairs.

Re:Interview with Jeff Atwood, Co-Founder of Stack Overflow by mjevans on Wednesday January 22, 2025 @03:17PM (#42797021)
The only solution is build build build. Preferably with good building (more modern, flame resistant with that in mind) and zoning codes (more like Japan's quality of life impact based ones).
Re:Interview with Jeff Atwood, Co-Founder of Stack Overflow by jacobr1 on Wednesday January 22, 2025 @06:58PM (#42798900)
this: "you make enough houses that people are not competing over musical chairs."

we just haven't built enough, in the areas with current demand.