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A comment on Is the World Becoming Uninsurable?. Parent comment

Re:Is the World Becoming Uninsurable? by tomrod on Thursday January 16, 2025 @10:06PM (#42733675)
To be fair, they play a shell game by steering people towards their subsidiary owned medical providers (avoiding loss ratio limits of 15% to 20% by putting the money into providers, which have no profit cap).[0]

[0] https://pnhp.org/news/insurers-avoid-loss-ratio-limits-by-sh...

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Re:Is the World Becoming Uninsurable? by tfehring on Thursday January 16, 2025 @11:30PM (#42734103)
The 6.0% margin (for UnitedHealthGroup as a whole) already includes that. UnitedHealthcare (the subsidiary health insurer) had a slightly lower operating margin of 5.6% in Q3. https://www.unitedhealthgroup.com/content/dam/UHG/PDF/invest...
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Re:Is the World Becoming Uninsurable? by anomaly_ on Thursday January 16, 2025 @11:26PM (#42734077)
Yea, and after all that they still only eked out a 4% net profit after tax for 2024.
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