Who knows, maybe there is no better deal, maybe the cold-calling salesman is actually offering the very best deal there is on the market. Then again, maybe the Nigerian prince really needs help with their fortune, and I really just won a car for being the millionth visitor on that news site[0].

Point being, some stranger is calling me and asking for my money. I don't know enough about them to give them money just because they say it's going to be worth it.

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[0] - https://xkcd.com/570/