Here's a thing that is enraging, though: when a bank has SMS 2FA (insecure if you're being targeted but better than nothing) and they keep having you enter that into third-party websites. I mean going to a legitimate business, making a purchase with a credit card, and then the bank wants 2FA to validate a purchase instead of a login? Fuck off, I'll use a different card, then.

If it weren't for bullshit FICO calculations I would drop that account entirely.