We have tracking like this for an app where you can rent electric cars in the city short term. Problem is it sometimes flags you, banning you for a month because you went under a bridge or the road has a smaller side road separated by a ~1 meter island limited at 30 but the road you were on is a 70. When it's a rental car app you don't really care to argue but I definitely wouldn't want to deal with this bs with an insurance company. They'd have 0 incentive to resolve this.