You're correct. I've lived in Germany and the UK where this sort of thing just doesn't exist and the sheer cost-of-doing-business in those countries obviates away this sort of stuff into "noise".

One thing about the U.S. is this sort of liability also has a huge gamut depending almost entirely on which actual U.S. state the transaction is done.

However, there's also likewise a huge gamut between what's technically actionable versus what's practicable with jurisprudence. Europe has an entirely different notion of "legal fees".