Re:Insurance companies aren't the main villain of the U.S. h...
by jfengel on Wednesday December 11, 2024 @10:17AM
(#42388583)
The smiling doctor who writes you prescriptions and sends you to the MRI and refers you to a specialist without ever asking you for money knows full well that you’re going to end up having to wrangle with the insurance company for the cost of all those services.
Because you shouldn't have to. That smiling doctor is giving you things that they think you need. They're not doing it for giggles.
It is not the doctor's job to control costs. If the insurance company's doctor disagrees with your doctor, they should have to show medical cause. If we have a problem where 30% of the medical claims made are wrong -- unnecessary procedures, useless drugs, mis-diagnosis -- then we somehow have even worse problems than insurance companies.
But those doctors aren't wrong. They are "smiling" because they think they can help. They are the experts in the room, with the most knowledge of the patient and the case.
Blaming the doctor for the problems you're going to have with the insurance companies is absurd.
Because you shouldn't have to. That smiling doctor is giving you things that they think you need. They're not doing it for giggles.
It is not the doctor's job to control costs. If the insurance company's doctor disagrees with your doctor, they should have to show medical cause. If we have a problem where 30% of the medical claims made are wrong -- unnecessary procedures, useless drugs, mis-diagnosis -- then we somehow have even worse problems than insurance companies.
But those doctors aren't wrong. They are "smiling" because they think they can help. They are the experts in the room, with the most knowledge of the patient and the case.
Blaming the doctor for the problems you're going to have with the insurance companies is absurd.