A problem can have optimal substructure even if merging two optimal solutions to two sub-problems that compose to form the complete problem does not provide an optimal solution to the complete problem. This happens when there is more than one way of splitting the complete problem into two sub-problems.
For example, the shortest path problem on a DAG has optimal substructure, but if you pick two subproblems by splitting the path at an intermediate node that does not lie on the shortest path, then you will not find an optimal solution by combining these.
When this happens, one needs to optimise over all the possible ways of splitting into sub-problems. This is the basis of dynamic programming.
Optimal substructure doesn't tell us this. I don't know whether or not this problem has optimal substructure, but even if it did, it still wouldn't tell us this.
Optimal substructure means it is possible to construct an optimal solution from optimal solutions to its subproblems; it doesn't mean that optimal solutions to arbitrary pair of subproblems (that compose to form the complete problem) can be used to form an optimal solution, which is what I understood the quoted section of the article to be saying.
Also I am really enjoying your article, still reading it with wikipedia open on the side haha.
Now, you can compile a loop to a single instruction: https://godbolt.org/z/6E38dx8jr
And, if you split the loop and compile parts of it, you will most certainly not get this single instruction. So, I'm sorry! It seems I have proved myself wrong. I'll try to find some time to revisit this. I hope this helps!