Taxpayers spend 22% more per patient to support Medicare Advantage

Re:Taxpayers spend 22% more per patient to support Medicare ... by boroboro4 on Sunday December 08, 2024 @04:47PM (#42360871)

How about not tying choosing health insurance to employers. Let’s permit employers reimburse insurance for employees, but put the choice of insurance to employers into the marketplaces. I think it would improve state of things significantly by tying beneficiaries and customers into same person again.

[ Parent | on HN ]

Re:Taxpayers spend 22% more per patient to support Medicare ... by ethbr1 on Sunday December 08, 2024 @07:04PM (#42361878)

Part of the issue there is group policy. Insurers by the nature of their business prefer blended groups vs individuals, especially when individuals have a choice among insurers.

Or to put it another way, any insurer offering a "better" policy (in terms of more coverage for less money) will attract the highest-consuming patients, individually.

If they sign up groups with less choice, they're more likely to get a balanced cohort of consumers / non-consumers, young / old, etc. etc.

[ Parent | on HN ]