Heh, for my jurisdiction, to get gov financial aid for a 2nd degree, they expected me to withdraw from retirement savings to fund it, but no similar expectation if you had a locked-in defined contribution pension plan (lol I wish).

Nor would they expect you to take a line of credit against the equity in property if you owned any, but stocks are always a rich person luxury that you can sell!

Kinda cemented that we’re rewarding a failure to save and rewarding a failure to save in something liquid.