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Re:Ask HN: How much money do you spend each month? by zjp on Monday November 04, 2024 @09:34PM (#42048108)
It's going to take you over a year to save for one month of an emergency fund at that rate. Does that include any retirement savings?

I don't think it's corporate brainwashing, I think it's realism about how much you need to save for retirement so you're not dependent on social security.

My bills are ~$4730 and my savings rate is $4500/mo

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