That wasn't actually my point though. My original comment was specifically calling out the cost to go to college entirely on loans, not what the average student ends up borrowing.

To me its less interesting to look at what the average person who is able to afford college today borrows to pay for it. That's a self-selected population and doesn't show what the impact would be on anyone who gets into college but doesn't have family money, scholarships, or grants to help pay for it.