Personally I started with PCs around 1995 and this I remember vividly due to major mistake* I made :) I had a school friend working weekends at the local computer fleamarket scrounge for me the cheapest second hand components possible to build barebones 386 system (minimum to play Doom*/Privateer) piece by piece in $50 increments. Tiny motherboard with soldered Am386DX40 + case was first. Next months $50 paid for 4MB, ISA VGA, keyboard and FDD. This got me off the ground once I hobbled together VGA to SCART cable with special driver to use TV instead of expensive VGA monitor. Third installment another 4MB and 40MB HDD, and the final $50 concluded build with sound card, CDROM and a mouse :)
* I will never forget my friend trying to convince me to throw extra $10 for a 486SX25 on a VLB board and me casually saying 'bah bro thats a tasty pizza money thanks but no thanks' :| This fatal f-up meant 5-9fps in Doom instead of what one would call fluid at the time 10-15 fps on 486SX25+VLB, motivated me to get into PC building and started my career in IT. 3 years later I was working in a service center for regional PC components distributor.
In 1992 standard desktop was still 386 + 4MB, with highend 486 + 8MB. 1MB SIMM was $30-50. 4MB $150 January 1992, dropping to $100 in December 1992, and back to $130 in December 1994.
Afaik 72 pin simms were first introduced in 1989 IBM PS/2 (55SX? proprietary variant) and later around 1993 in clones. You could run 1,2,3 or 4 simms of any size independently. In December 1994 2MB 72pin Simm was $80, 4MB $150, 8MB $300, 16MB $560. 32MB $1200, 64MB $2800.
486DX2-66 itself was ~$300, + $100 VLB motherboard meanwhile $1100 got you Pentium 90MHz with PCI motherboard. In December 1994 for the price of 486 with 32MB ram ($1600) you could have bought P90 with 16MB ($1660).