If were to drive carelessly and make this happen to these two guys, i'd have to pay to fix it, and likely go to jail. For some reason, we're not allowed to simply suspend a company's business license, so we have to make due with fines and fees.

I don't think punitive damages should go to the victim. I do think punitive damages are worthwhile. It's not any one person's fault, it's the fault of the organization as a whole. The organization as a whole should suffer as i would suffer if i did something similar.