The banks don't like to dump multiple billions at once into these schemes. It's more about trickling hundreds of millions a year out to cover all possible living expenses, and a lot of that going into assets like houses and ships that can get repoed if shit hits the fan.

He wanted $13B liquid to start Blue Origin, a pretty speculative venture that might end up with nothing. And wanted to still outright own Blue Origin unlike Musk's Twitter buy that was highly leveraged by the Saudis.