> Exactly - 12 years of education to get children ready to be citizens and not single class on how to manage a bank account, or even the most basic education about investments or actual wealth building.

California became the 26th state a few months ago to require all students to take a personal finance course before graduating. About half the remaining states require students to take a combined personal finance/economics course (source: https://www.ngpf.org/blog/advocacy/how-many-states-require-s...).