Yep, and kids also smoke, vape, do drugs, gamble, assault people, play too many video games, etc.

The answers lie in educating them to make good decisions, and be there to help when good decisions happen to turn out poorly. The current dilemma is largely due to provably bad decisions (by students, banks, universities, government).

Are student loans the most pressing "bad decision" we have as a society? Definitely not. Is it a very electable topic? Yep