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Re:The "email is authentication" pattern by scrollaway on Saturday September 07, 2024 @08:13PM (#41477278)
We have this in Belgium and it’s really not that good. It created a pattern of companies relying on people having an account at certain banks; which when you’re either immigrant or unbanked is unlikely and shuts you out of certain businesses.

It’s been phased out for the government provided login system which is much better but not exactly simple for laypeople to set up. On top of this, integrating with it requires an extensive certification process, it’s not just an open API.

Re:The "email is authentication" pattern by jks on Saturday September 07, 2024 @11:57PM (#41478110)
Banking credentials are used a lot in Finland to sign into other services. This means you get phishing emails saying "your medical test results are available" or "you're getting a tax return" where the actual goal is to get into your bank account.