Did your car witness a crime? Bay Area police may be coming for your Tesla

Re:Did your car witness a crime? Bay Area police may be comi... by ryandrake on Saturday August 31, 2024 @04:19PM (#41411655)

It's shocking how many people are uninsured or underinsured. Plus, insurance minimums are absolutely ridiculous. Florida's minimum is $10K property damage, $10K personal injury, and they don't even require bodily injury liability. Total insanity. You crash into a Porsche full of doctors with that kind of coverage, and you're going bankrupt.

Most states have a minimum of around $25K for bodily injury liability. You can't even step foot into a hospital without paying $20K, so WTF is the minimum supposed to pay for exactly?

I guess a lot of drivers have so little to their name that they are judgment-proof and just don't care if they get sued for $2M.

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Re:Did your car witness a crime? Bay Area police may be comi... by whaleofatw2022 on Saturday August 31, 2024 @07:33PM (#41412870)

My state (MI) has an unlimited PIP option (used to be mandatory) but it's also no fault.

It also has lots of subtle penalties for not having insurance that bite people in the butt.

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Re:Did your car witness a crime? Bay Area police may be comi... by iwishiknewlisp on Sunday September 01, 2024 @11:14AM (#41417635)

> You can't even step foot into a hospital without paying $20K

I had a surgery and was in the hospital for a week. The out of pocket cost without insurance was lile 20-30 thousand if I remember correctly. And that is without coupons discount you usually get from cash payment. I used insurance, so I don't know what the discount wiuld be, but usually its like at least 10-20%.

I don't know what hospitals you got to, but 20K for a hospital visit is something I have never heard of.

[ Parent | on HN ]