We don't know how much future planning anxiety is warranted without knowing the future. We certainly know that past societies have a strong survivor bias for people who worried about the most significant life decisions they had.

A very flexible person and a turnip may both be well tuned to the economy at the moment but a less flexible person should be anxious as much for the behavioral effects of making decisions lightly on making future decisions in different circumstances.

> “I have this feeling that the bottom is gonna fall out,” Fox told me.

Take this quote for example. If we take even a mildly evidence based approach, this is rational. Sometimes the bottom does just fall out of the economy. It happens around once a decade. It is entirely healthy to consider spending large amounts of money as potentially risky and consider the possible consequences.