Iso20022.js: Create payments in 3 lines of code

Re:Iso20022.js: Create payments in 3 lines of code by 101008 on Monday August 05, 2024 @03:14PM (#41164431)

Super stupid question, but this must have some kind of authentication, right? Where is that part?

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Re:Iso20022.js: Create payments in 3 lines of code by abimaelmartell on Monday August 05, 2024 @03:27PM (#41164559)

That code sample is basically how ISO20022 works, you create a file with instructions to move money from one account to another.

You would need to upload that XML to a bank to actually process the transaction.

There are other formats like NACHA (US only), where you have to generate a text file with a pretty specific format, and upload that, often via sFTP to the Bank's server to process.

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Re:Iso20022.js: Create payments in 3 lines of code by nsonha on Tuesday August 06, 2024 @01:41AM (#41168112)

as some other comment has pointed out, this is not a payment library at all. It's simply an XML document builder for a specific payment description format, and doesn't actually facilitate a transaction.

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Re:Iso20022.js: Create payments in 3 lines of code by svapnil on Thursday August 08, 2024 @12:03PM (#41192979)

The most straightforward way this is done is by SFTP'ing into banks. Check out step 4 here!

https://docs.iso20022js.com/quickstart#step-4-send-the-payme...

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