I don't have any debt and I don't plan to accumulate any debt. I don't live over my means and I have good savings. I am also very mobile and can live anywhere in the world since I don't own that many things and my work can be done using a computer and an internet connection. I do have some plans to own some properties, but this is only to diversify my investments.

A lot of people are living above their means or on a economy with no breathing room => I think this is a very bad strategy going forward.

Regarding my startup I am trying to build a profitable and sound business that targets the global market.