I'm thinking in terms of authors vs. physicists: you absolutely cannot write a novel until you have the life experience needed to write a story that resonates with readers. However, performing an experiment that resonates with other physicists isn't a paradigm shift; it's normal science. Valuable, but not world-changing.
It seems like it applies to many other fields though. CEOs peak in their 60s; their job consists of internalizing the culture of their organization and making wise decisions based on that experience. Lawyers peak in their 40s and 50s; their job consists of internalizing court precedents so they can predict how a judge or jury will rule. Musicians peak in their late 20s and early 30s; their job consists of internalizing the conventions of existing musical forms and turning that into something new and fresh. Entrepreneurs peak in their 20s; their job consists of recognizing ideas that others have overlooked and convincing the world that those are good ideas.