An identity thief stole $5k from me. I spent two years tracking down how

Re:An identity thief stole $5k from me. I spent two years tr... by RecycledEle on Monday May 20, 2024 @09:01AM (#40415010)

Interesting idea.

Could we write laws that require banks to both reimburse the money stolen and to either catch the criminal or to pay more?

I think the banks would just deny that a crime occurred.

As tempting as it is, I have to be against it for now

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Re:An identity thief stole $5k from me. I spent two years tr... by teeray on Monday May 20, 2024 @01:51PM (#40418078)

Imagine you owe $15k to a hospital, and someone knocks on your door saying “hi, I’m from the hospital, can you pay us $5k?” You, in your naivety, head up to your mattress, get $5k in cash, then pay them. Turns out, they are not from the hospital. What happens if you say to the hospital, “unfortunately your identity was stolen, and now I only owe you the $10k left.” Given bank deposits are debts owed to you, this is exactly what the bank is doing to you.

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