Three if you consider that New York let the criminal walk and go on the lam without posting any bail, due to a 2020 (presumably late 2020) 'law'
From the post:
> The bail reform law, which took effect in New York in 2020, eliminated the requirement for defendants to put up cash bail for most misdemeanors and nonviolent felony charges. It was meant to limit incarceration of defendants in New York who couldn’t afford to get out on bail while their cases play out, according to the New York Civil Liberties Union. The nonprofit’s website says reform has been essential to “upholding due process, advancing racial justice, and protecting public health” during the pandemic.
It's often amusing--and sometimes enlightening--to imagine how well the same nonsense-logic would work if it was being used to the benefit of a consumer instead of an institution:
"Hi Bank, I just sent enough money to fully pay off my mortgage! Now I fully own my house and our business is done... Wait, you didn't get it? That was some scammer who showed up randomly at my door with a fake business card? Well, that sucks.... for you, that is. I hope you manage to get your money back from them someday, ciao!"
I've got to wonder how much people's broken understanding of these situations is an extension of that same old mistaken belief that banks hold your money in their safe or something. Notice how she's continually going on about "my money". Whereas actually your bank balance is merely a debt the bank owes you, which cannot have been altered by the bank being defrauded. Any more than a cursory one or two business days to fix her account ledger is unacceptable. If after 60, 90, or however many days the bank cares to spend investigating it turns out that the account owner lied when disputing the original transaction, that would be its own fraud and can be prosecuted post-facto the same as anything else.