The way to get around your side channel verification phrase is by introducing an element of stress and urgency: "omg, help, I'm being robbed and they need $300 immediately or they'll hurt me, no time for a passphrase!" can additionally feign memory loss.
Alternatively while it may be difficult to trick you directly, phishing the passphrase from a more naive loved one or bored coworker and then parroting it back to you is also a possibility. 'etc.
Phone scams are no joke and this is getting past the point where regular people can be expected to easily filter them out.
Alternatively while it may be difficult to trick you directly, phishing the passphrase from a more naive loved one or bored coworker and then parroting it back to you is also a possibility. 'etc.
Phone scams are no joke and this is getting past the point where regular people can be expected to easily filter them out.