Re:Alternative clouds are booming as companies seek cheaper ...
by silverquiet on Monday May 06, 2024 @06:16PM
(#40280143)
Yes - my plan if ever separated from employer insurance is to manipulate my income and expenses (I have significant investments I can draw upon and access to a family real estate portfolio that allows me to live rent-free) in order to get the full subsidy. Most people are not like me however; my buddy has several times had his car impounded for not paying car insurance. I don’t think health insurance will make the cut in his budget.
High numbers of people who have illegally immigrated and are worried about getting into programs subsidized by the government which might result in questions about residency status leading to deportation?
High rates of misinformation surrounding the costs of insurance and availability of welfare programs in the state?
I just looked up getting a plan in Texas. 40 year old male non-smoker in Texas earning $45k/yr can get insurance for $128/mo. They're eligible for an HSA, so they can put tax-free savings that roll over every year into an investment account to help cover the $7,400 deductible. PCP and preventative care visits are free. Generic drugs are $10. Urgent care out of pocket is $160. Other plans have slightly higher premiums but much lower deductibles, some have different co-pays.