None of these are a replacement of Terraform Cloud (recently rebranded to HCP Terraform). For example, when you create a PR, it could affect multiple workspaces. The new experimental version of TFC/TFE (I refuse to call it HCP!) implements Stacks, which is something like a workflow, and links one workspace output to other workspace inputs. None of the open-source solutions, including the paid Digger [0], support this - only the paid one, such as Spacelift [1] (which is the closest to TFC if you ask me). Having a monorepo of Terraform is a common design pattern, so, if I change an embedded module, it could trigger changes it many workspaces. As far as I know, Atlantis [2] can't really help in this case.

By the way, the reason I singled-out Spacelift is due to its quality, and the great Terraform provider it has. Scalr [3], for example, has a really low-quality Terraform provider. I extensively use the hashicorp/tfe provider to manage TFC itself.

[0]: https://digger.dev/

[1]: https://spacelift.io/

[2]: https://www.runatlantis.io/

[3]: https://www.scalr.com/