GM collects driver behavior data then sells access to insurance companies

Re:GM collects driver behavior data then sells access to ins... by sircastor on Friday April 26, 2024 @10:12AM (#40169681)

Mine has gone up $200 in the last year. No tickets, no accidents, we both have clean driving records.

The insurance company says that costs have gone up in the area generally.

My behavior is apparently superseded by how much my insurance company is paying out for other people.

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Re:GM collects driver behavior data then sells access to ins... by JumpCrisscross on Friday April 26, 2024 @10:16AM (#40169744)

> costs have gone up in the area generally

This is valid. Local inflation varies.

> how much my insurance company is paying out for other people

Might be time to explore other insurers with stricter requirements for who they’ll accept.

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Re:GM collects driver behavior data then sells access to ins... by astura on Friday April 26, 2024 @10:30AM (#40169851)

This has a VERY simple fix - get a new insurance company. Most companies slowly raise rates on customers who don't shop around. I'd actually recommend most people get at least one insurance quote at least every other year.

Every time my rates go up by a non-trivial amount I get some quotes from other companies and I'm always able to lower my cost for comparable insurance by at least 20%. I'm paying less for car insurance than I was 10 years ago and I've raised my coverage significantly.

It's really that easy if you don't have any tickets or claims.

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