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Re:This is a teenager by nox101 on Tuesday April 16, 2024 @05:47PM (#40057629)
That sounds like it has possible unintended consequences? "Go shoot lots of guns and do violent things and then our hazard pay will go up!"
Re:This is a teenager by coldtea on Tuesday April 16, 2024 @07:18PM (#40058524)
Only as much as any other such thing.

Did home insurance availability increased arsons in any significant number?

Re:This is a teenager by nox101 on Tuesday April 16, 2024 @07:27PM (#40058624)
I could be wrong but rarely do you get > replacement money from insurance. Pay $1000k for home, burn it down, get $800k from ins. You're out $200k.

Or am I mis-understanding how home insurance would incentivize arson