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Re:Anatomy of a credit card rewards program by lotsofpulp on Thursday April 04, 2024 @08:19AM (#39929457)
The population likely to use HELOCs votes more and/or is more populous, so they have more votes.

Same reason Medicare (old people) pays healthcare providers more than Medicaid (young and poor people).

Re:Anatomy of a credit card rewards program by scarface_74 on Thursday April 04, 2024 @08:45AM (#39929717)
The real estate lobby is the largest lobby in the US.