Yes but where you choose to draw the line on that spectrum is completely arbitrary.

That's why I brought up Kylie. I'm surprised people are so angry about it, I was basically just trying to say hey there is an interesting other conversation to be had here. I tend to agree with you, sure Kylie has a huge leg up, but there is some ratio, and some up and some down... in like... someone might be born kid of a B list rapper and inherent $2MM.. take it to zero in 5 years, or $100MM in 5 years. If Kylie gets to a $1B net worth by the time she is 28.9, personally, I'd give her some cheer, she agreed to choices that have been net positive for her consistently for a sustained period of time, and when she gets there, I would be fine to agree she is a billionaire under 30 who didn't inherit her billions. Oh, and i'll also add, I suspect she will make it to that number before she is 30, by some measures she's actually already there.

It it, but you could probably just say P90 and below is self made.