or internet consortium of financial advisor will tell you: it is a bit of your own fault, you should always diversify

After a new-years eve terrorist attack in Europe a few years ago, a former colleague (who was in a different country) told me she “would now never go to a public space for a new year celebration”. But she drove a car to and from work every week day. We over estimate the risk of things we have no control over, but as soon as we have even a little bit of control, we underestimate the risk.