You should pay more because you aren't covering the actual costs.

Yes this exactly. If I'm not allowed to talk about the health effects of car infrastructure (because apparently that's "feelings") then let's just talk about money.

Cars are horrendously over-subsidized and are FAR more expensive to maintain infrastructure for in exchange for moving way fewer people. Trains might not cover their costs with fare but they move a hell of a lot more people while simultaneously being underinvested in, in the US.