Re:Digital wallets and the "only Apple Pay does this" mythology
by bobnamob on Wednesday March 27, 2024 @07:47PM
(#39846028)
Contactless credit card payment limits in Australia (from my experience) are configurable.
I bumped my contactless limit from $100 -> $500 years ago through my bank's app. Leaves friends confused every time I cover a group dinner out
Re:Digital wallets and the "only Apple Pay does this" mythology
by simondotau on Wednesday March 27, 2024 @08:53PM
(#39846544)
Australian also. I wish for the opposite, I’d like to be able to reduce the tap-no-pin limit down to $50 or so. I only use the physical card in rare emergencies, and increasing the times I have to enter my PIN by once or twice per year is hardly an inconvenience.
Re:Digital wallets and the "only Apple Pay does this" mythology
by BloominOnion on Wednesday March 27, 2024 @08:20PM
(#39846314)
I believe when using apple pay with an apple watch, there's no longer a threshold where you need to use a PIN/passcode as the watch is using 'biometric authentication'.
But the apple pay is way higher I have spent over $1k on it before. Probably because there is at least another layer of security which is a Passcode which is probably a better PIN than the credit card pin itself.