Anybody with significant disposable income.

That leaves out, based on figures I've seen, roughly half of America's population.

Get out of your bubble.

I have a UK pension with UK stocks that regularly trade sideways for roughly 5-10 GBP per share.

Those stocks reliably pay out a dividend every month and is very much in he reach of the working poor.

I make more monthly income out of my UK pension than I do from stock buy backs.

This is how the stock market used to work in America before the 80s.

> significant disposable income

BS. Last time I checked accounts at most online brokers were free. And they even allowed purchase of fractional share - so you could start investing with 100 bucks. As long as you do save that $100 and not throw it all away on crap, of course.

This just shows how out of touch you are with the problems of the average American, that you see $100 that you don't have to spend on necessities—particularly $100 disposable that you have on any kind of recurring basis—as not being significant.

Are you saying the average american doesn't have a disposable monthly $100? That is demonstrably false - the statistics about current income and life costs paint the opposite picture: not only Americans but average people all over world are wealthier than they've ever been.

There are inequalities, of course, (like Europeans falling behind) but the Americans are doing very well indeed. So please stop with your propaganda.

https://awealthofcommonsense.com/2023/10/americans-have-neve...

Americans have that disposable $100. Now they may very well be deciding to throw it away on cigarettes, alcohol, weed, various entertainment (tv) or all sorts of crap - but that is a whole other discussion altogether.