Car is spying on you, leading to higher insurance rates

Re:Car is spying on you, leading to higher insurance rates by janandonly on Monday March 18, 2024 @08:25AM (#39743321)

Here in Holland, we have insurance companies that give you a smartphone app.

This app runs in the background and sends your driving statistics to the company.

This is sold as a feature with the promise that if you drive better than average, you'll pay less.

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Re:Car is spying on you, leading to higher insurance rates by bonton89 on Monday March 18, 2024 @11:49AM (#39746130)

In the US I'd just assume that app was hoovering up everything they could, selling it to data brokers and then giving me a small cut back.

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Re:Car is spying on you, leading to higher insurance rates by not_a_real_56 on Monday March 18, 2024 @11:26AM (#39745834)

How does the app know if you are driving or the passenger in a vehicle?

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Re:Car is spying on you, leading to higher insurance rates by brianwawok on Monday March 18, 2024 @08:36AM (#39743471)

We have also had that for many years in the US. Most people don’t bother though. It’s opt in vs opt out, difference between 5% and 95% participation.

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