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Re:IAmA a malware coder and botnet operator, AMA by blackman on Sunday May 13, 2012 @09:13AM (#3966896)
I know that the criminals probably haven't caught up and this technology may not be widespread (so your argument holds) but...

chip and pin is definitely broken (defcon presentation) http://www.youtube.com/watch?v=JABJlvrZWbY

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