I run production services that don't even talk to a database, or that have minimal read-only access. And even for the ones with a lot of write access, having the database stolen/nuked (to be restored from backup) is quite different from handing over all of my browser cookies, or my gcloud/aws/k8s ambient authority credentials that are just sitting in a file (seriously, why is big cloud client security worse than SSH).

Fair enough, some organizations might have devs with limited access, but you're right I can see a lot of situations where the dev laptop has strictly larger blast area.