India - and probably many other countries outside of the Americentric West zone - achieved complete adoption of digital (mobile) payments, shot up internet connectivity to the moon (to the point that it now has the largest population of netizens in the world), made huge strides in FinTech and Digital Learning, achieved complete adoption of digital commerce including app-based ride-hailing and food delivery, and saw the blossoming of a gigantic app/digital services-based economy.

Life has changed radically here as compared to 2014.