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Re:The Fed Is Behind the Capital One/Discover Merger by ac29 on Saturday February 24, 2024 @12:25PM (#39493296)
Debit card transactions in the US are capped to 0.05% + 21c for non-exempt card issuers[0]. The problem is there are a lot of exempt issuers.

[0] https://en.wikipedia.org/wiki/Durbin_amendment

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