Be wary of the Indian companies that will do it for pennies per hour. Sure it's cheap but the code is crap, or even worse than crap: they will just slice your PSDs and use Adobe's built in web page creator which will mean your site will consist entirely of images, no text at all.

Also, concurred on the envy I have for those who are good at design. I suck at designing but I love developing. I wish I could do both and I've been getting better (using Kuler and just keeping everything within a color pallete works wonders).